Top 10 health Insurance Companies in India

Top 10 Health Insurance Companies in India

Top 10 Health Insurance Companies in India

Enabling you to keep up with the ever-rising costs of healthcare and hospitalization, a health insurance is a must have for young and old alike.

With the advent of thousand and one innovative products in the category and gobs of terms and conditions applied by the companies, buying a suitable health insurance has become a tricky thing.

So here is the unfailing list of top health insurance companies in India that can be trusted for your medical insurance policy needs.

1. Max Bupa Health Insurance

A standalone health insurance company, Max Bupa has plans to offer for individuals, couples, family and even extended family with up to 14 members. This is the very factor that led to the steady popularity of this health insurer. Enabling cashless treatment in more than 3500 network hospitals across the country, it offers lifetime renewal for its policies.

  1. 2Apollo Munich Health Insurance Company Limited

Permitting cashless treatment in its wide network of more than 4000 hospitals across the country, Apollo Munich is the industry leader in introducing innovations such as portability benefits and lifetime renewal of policies. Its policies also entail multiplier benefits in which sum assured automatically increases by 50% in the year following a claim-free year.


  1. 3Star Health and Allied Insurance Company

Accredited with a number of accolades in the year 2014 and 2015, Star Health and Allied Insurance Company is one of the most trusted brands in the list of best health insurance companies in India. The company has a network of over 7000 hospitals for cashless and reimbursable treatment. Moreover, instead of depending on a third party for claim settlements, this company does it through an in-house settlement department.

  1. ICICI Lombard General Insurance Company Limited

Offering a better claim ratio than its peers, ICICI Lombard General Insurance is another reliable name in health insurance segment. Insurers can even avail 2 free health check-ups every year. It has tie-ups with 4000+ hospitals all over India and the policies have no sub-limits for room rent. Lifelong renewability, daily cash allowance for hospital expenses and convalescence benefits are some other advantages.

  1. 5Religare Health Insurance Company Limited

Specializing in health insurances, Religare Health Insurance Company offers a huge variety when it comes to choices of plans and their customization. Insurers can avail free health check-up once in a year and cashless and/or reimbursable treatment across the world at the company’s network of hospitals. No Claim Bonuses can be availed up to 150 %, depending upon the policy terms.

  1. Cigna TTK Health Insurance Company Limited

Launched in 2014, the company is a joint venture between India-based TTK Group and Cigna Corporation, global health services leader based in U.S.A. Relatively new to the industry, the company has swiftly gained a good reputation as one of the best health insurance companies in India. The standalone benefits that customers of Cigna TTK enjoy are expense cover of 60 days prior to hospitalization and 90 days post hospitalization, cover for critical illness and worldwide emergency treatment, and a network of over 4000 hospitals.

  1. Bajaj Allianz General Insurance Company Limited

Over the years, Bajaj Allianz has proved itself as a favored choice amongst health insurance buyers by offering world-class products and efficient after-sales and customer support mechanism. The company is also known for affordable insurance plans and a robust claim-settlement ratio. The insurance provider has extensively networked with more than 5000 hospitals across the country. One of the best additional features it allows is personal accident cover to its health insurance buyers.

  1. New India Assurance Company Limited

An enterprise completely owned by the government of India, the company is operational since 1919 and is most known for its medi-claim policies. The company has a great complaint management structure, advanced technology, powerful national and international presence, and an assortment of cost-efficient insurance products for individuals, couples as well as families to suit everyone’s needs.

  1. Oriental Insurance Company Limited

A government-owned general insurance company, Oriental Insurance is a prominent name among public sector insurance companies of India. One can buy a health insurance policy up to the age of 60 years without having to undergo a medical examination. The options of Life Hardship Survival and Personal Accident Cover can be added to its plans to avail more benefit.

  1. National Insurance Company Limited

More than a century old government-owned company, National Insurance Company is most famed for its Varishtha Medi-claim plan, a health insurance policy for senior citizens. The plans by the company are flexible, comprehensive and economical. This enterprise is one of the health insurance providers that have the widest network of more than 6000 hospitals in over 1500 locations across the country.